Wexford Realty Corporation

Wexford Realty & Financial Services Company Profile

"Wexford Realty & Financial Services" is an operating division and trade name of Wexford Realty Corporation - Brokerage (“Wexford”) a registered Ontario corporation located in Toronto, Ontario. The corporation was registered in October 2004 for the purpose of providing a full spectrum of real estate services to the Canadian consumer and investor.

Wexford’s mortgage services operations were developed to assist consumers with their mortgage financing needs. Wexford’s objectives are to educate the Canadian public about the necessary role of a mortgage agent, provide unbiased information and answer questions regarding the Canadian mortgage industry and the products available. The ultimate goal is to obtain the lowest cost mortgage financing for the consumer on the best terms and conditions for their unique circumstances.

In any business, trust, honesty, integrity & professionalism are the fundamental principals requirements of any company's success. When it comes to mortgage financing, these keys are essential to a company’s ability to responsibly serve the consumer. As evidence of its commitment to these keys, Wexford and its agents are members in good standing of the Canadian Institute of Mortgage Brokers and Lenders (CIMBL), the Independent Mortgage Brokers Association of Ontario (IMBA), The Toronto Real Estate Board (TREB), Ontario Real Estate Association (OREA), Canadian Real Estate Association CREA), and the Etobicoke Chamber of Commerce. In addition to requiring strict adherence to the respective organizations Code of Ethics, each of these organizations offers and encourages participation in ongoing professional development training. Wexford mortgage agents are professionals with training specific to the Canadian mortgage industry and are licensed with the Province of Ontario under the Mortgage Brokers Act.

Wexford is committed to providing you the best possible service in the mortgage industry. They will obtain for you the lowest possible rates along with the most favourable mortgage options that are available and that suit your unique circumstances. A Wexford mortgage agent is committed to represent you and present your mortgage application to the best lender that is willing to give you the best rate and mortgage terms. A Wexford mortgage agent's first interest is getting you the mortgage that is in your best interests. This is an important distinction when compared to a bank loans manager who serves the best interests of his bank - and not yours. We work for you, not the banks. We will arrange your Wexford mortgage application in the most presentable manner to possible to lenders. We will argue your cause and fight to get you the very best rate - which is usually better than any of the 'best-posted' rates you'll see anywhere and on the most favourable terms for you. As agents we have access to every major lending institution in Canada including charted banks, trust companies, life insurance companies, public and private finance companies, and private lenders. This competitive network of lenders breeds lower rates on mortgages and better terms, which means big savings for you.

For all conventional residential mortgages NO FEE is charged to you by Wexford. This is possible because the mortgage agent earns a referral fee paid by the lender. In specialty mortgages such as commercial, private placements, difficult credit issues, special employment issues, equity or bridge loans, a Wexford fee may be charged. But, if such were the case any fee would be disclosed, discussed and agreed in writing by you before any work commenced.

One application with a Wexford mortgage agent means only one credit check. This is very important when considering your approach to obtaining a mortgage. Without using a Wexford mortgage agent, if you apply at multiple financial institutions for a mortgage they will all individually check your credit which has a negative effect on your credit score. A poor credit score can mean the difference between getting approved or not, or of obtaining a good interest rate and terms with the lender. The lender may or not offer their best-posted rate depending on your credit score. When you use a Wexford mortgage agent there is only one credit check and this one report is used for shopping at all the of the finance providers.

Wexford’s mortgage services are provided under the direction of Mr. Tom Eyre,Mr. Mark Konderak and Sean MacDonald.

Mr. Tom Eyre, B.A. AMP

President, Broker of Record

A graduate from the University of Western Ontario, Mr. Eyre brings with him the experience of over 20 highly successful years in the real estate investment, advisory, brokerage and development business. With Islington Investments Limited he was solely responsible for the obtaining of all governmental approvals, construction, and eventual disposition of an 18 hole golf course and estate lot development. As an Asset Manager at Greiner-Pacaud Management Associates (www.gpma.ca) he was integral in all aspects required to consistently provide superior results as advisors to Canadian Pension Funds investing in commercial real estate. At Darton Property Advisors and Managers Inc. he was responsible for the reorganization and ongoing operations of the industrial property management division as Director of Industrial Real Estate. As President and Broker of Record with Wexford he has assisted individuals, developers & investors with facilitating their real estate financing requirements to the benefit of all involved parties as well has having provided various parties with advisory, analytical and brokerage services. Through the years he has also independently provided advisory and directorial services to private companies involved in commercial real estate investments. Mr. Eyre is a Registered Real Estate Broker pursuant to the Real Estate & Business Brokers Act of Ontario and is a Registered Mortgage Broker pursuant to the Mortgage Brokers Act of Ontario.

Mr. Mark Konderak

Mortgage Consultant

With a Social Service Worker Diploma from Centennial College and Sociology courses completed at Ryerson University Mr. Konderak is well educated to assist and help people. Years of experience working within the hospitality industry, during and following this period of formal education, enabled him to gain the experience and skills he needed to become the Owner/Operator of his own pub in the Kingsway area of Toronto. His five year tenure running this business established Mr. Konderak as a successful, respected and knowledgeable entrepreneur and added to his already well developed relationship and interpersonal skills. These skills proved invaluable during his experience in the automotive marketing industry which preceded his association with Wexford. Mr. Konderak has brought this full range of business and social knowledge with him to Wexford and has put it to use assisting his clients to obtain the optimal financing solutions for their unique circumstances. His education and demeanour is geared toward helping people which is evidenced by his extensive involvement in the community. Mr. Konderak has worked with numerous Charities and Community events such as Gate House for abused children, United Way, Matt Talbot House, King Clancy Residence, Taste of the Kingsway, Kingsway Sidewalk Festival and Multiple Sclerosis Fundraiser. Mr. Konderak is a proud member of the Knights of Columbus Kingsway Council, Szczep Podhale Boy Scouts, St. Theresa’s Church, as well as various professional organizations. He is fluent in both Polish and English.

Mr. Sean MacDonald, BA.	Mortgage Consultant